Reddit auto insurance

The subreddit about, for, and by alligators. If you think your auto insurance is expensive, try living in Florida. Archived post. New comments cannot be posted and votes cannot be cast. One nine year old vehicle, safe drivers, both late middle age, no claims, pleasure use only, garage kept ... $1,800/year. Florida is beyond FUBAR at this point.

Please take the insurance shopping process seriously and don’t just buy the “cheapest” one. There are some bad insurance agents out there who will hand you the cheapest policy when for $10-20 more per month they can hook you up with one astronomically better for you. Cheapest Full Coverage Car Insurance After a DUI. Progressive has the cheapest insurance costs after a DUI. Its rates average $2,307 per year or $192 per month for drivers with a DUI conviction on ...Get a few quotes and compare prices. It literally takes about 15 minutes to set up over the phone. When you known the vehicle identification number (VIN) from the dealership, you call the insurance company and let them know it. The car will be covered pretty much the instant they type that into the computer. I browsed around Reddit and found this 5-year old thread about Progressive, which seems mostly positive. Since it's been 5 years old, I'm wondering if anything has changed. As a side question, I never understood why car insurance premium keeps increasing at 6-7% rate every six months despite our cars' value decreasing. Just curious, but what are "normal" auto insurance rates for y'all? I was paying Progressive $120 three years ago and now it is up to $225 a month! They majorly jacked it up last …Take this, turn it in, and you usually can save 10-11% for the next 3 years. Some companies offer as much as 15% for having taken defensive drivers. & I almost forgot, if you have 2 or more vehicles and one is driven less than 7,000 miles a year make sure your classify it as a pleasure vehicle. The easiest way to save money, in all honesty, is ...My last auto insurance premium went down, not up. Not sure what you experienced, but most insurers cut rates by about 15% due to less driving during Covid. That has to be made up now as people get back to driving. If you now permanently work from home vs. commuting you should get your annual miles adjusted downward.

7. gladbutt. • 2 yr. ago. Shop it. 4. HWTechGuy. • 2 yr. ago. I just switched from Geico. They raised my rates to $6K a year (three vehicles and drivers). I'm saving $2K a year with …If you think that scandalous, mean-spirited or downright bizarre final wills are only things you see in crazy movies, then think again. It turns out that real people who want to ma...Mahal lang talaga. As someone who recently had to shop around for insurance providers, we chose MAFRE. MAFRE's premium was cheaper vs BDO & AXA's motor insurance but it had way more benefits than both BDO/AXA. You may request a quote from the insurance providers mentioned above and compare their benefits and premiums. Personal Injury Protection (PIP) is often required by law in your state, unless there's a waiver that's allowed. Medical Payments is the optional type of this coverage. PIP also includes rehab expenses, limited coverage for disability to pay someone to do household chores, etc. PIP also covers your passengers if they are injured regardless of ... direct auto is a nonstandard insurance company. their target market is folks with a poor driving history, poor credit, poor bank account balance, or some combination of the three. nonstandard insurers generally sell barebones policies with many restrictions and exclusions, and customer service particularly in the claims environment is usually ...Similar insurance rate, but cheaper per mile $250 deductible on my 2012 Mazdaspeed3 and my fiance's 2011 Miata. We pay $45.30 + $.077/m and $40.20 + $.067 for those two respectively. Since we drive anywhere from 50-1000 miles depending on month and season our bills fluctuate from $89 - $158 (highest we've ever paid).

Car prices have risen ~40% over the last 5 years. Healthcare costs have risen (not sure on figure) but probably a lot. The cost of insurance is proportional to the cost of the cars on the road plus the cost of health insurance in the event of an injury. Sadly I think they're skyrocketing. -1.A good rule of thumb is to Take the market value of your car and multiply it by 1.25% (no AON) or 1.75% (w/ AON). If you're paying more than that by 50% you're being potentially overcharged. Personally have no problems on processing claims with …I recently moved to a large city for work and I am scared shitless of how my insurance premiums are gonna skyrocket (likely by $100-$200+ per month) if I change my insurance address to the new one. As of now, my car insurance address is registered as my parents' house in a smaller city with cheaper insurance rates.Similar insurance rate, but cheaper per mile $250 deductible on my 2012 Mazdaspeed3 and my fiance's 2011 Miata. We pay $45.30 + $.077/m and $40.20 + $.067 for those two respectively. Since we drive anywhere from 50-1000 miles depending on month and season our bills fluctuate from $89 - $158 (highest we've ever paid).14 Aug 2023 ... Original post: What car insurance company do you recommend for LA driving? I pay $460/mo to Liberty Mutual for a 2022 Toyota Prius Prime.

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What they miss is that insurance companies who choose not to use agents ALSO pay a lot, but it comes in a different form: advertising. In most cases, insurance carriers pay $500-$900 per customer in advertising if they sell directly online. GEICO spends $1.3B on ads each year and State Farm over $600mm. We know who gets the bill... Go with 100/300/100 with a cheap comprehensive deductible and a collision deductible of under $1000. Just Google "independent insurance agent" and your city/town and give them a call. Once you get their quotes you can always go back to the Geico's/progressive/liberty mutual direct insurance companies that you can quote yourself. Your car is a very small portion of your premium calculation. You may have a 2004 Camry, but you also drive 15,000 miles per year, live in Miami, and have had 2 accident in the last 5 years. Your rate's gonna be high. It may be more now, but it helps to build up good insurance history which works to lower rates, and it also separates liability so an accident/ticket for the young driver won't affect EVERYONE on the policy, or vice-versa. Don't just go for the minimums unless absolutely necessary. Insurance is a legal requirement, but it's also there to ... I browsed around Reddit and found this 5-year old thread about Progressive, which seems mostly positive. Since it's been 5 years old, I'm wondering if anything has changed. As a side question, I never understood why car insurance premium keeps increasing at 6-7% rate every six months despite our cars' value decreasing. This insurance subreddit is for consumers wanting their questions answered about insurance (quicker than a bigger sub where you have to wait to trend to be noticed), and P&C and L&H agents/brokers wanting to answer consumers' questions while sharing useful content in addition to asking and answering agents questions about the business. Vendors and uplines (FMO, IMO) are welcome to share useful ...

I pay 60 for minimum on one car and 90 for full coverage on another. If you can’t find and or afford car insurance you prob shouldn’t try to budget a car. Your car will break, get a …This insurance subreddit is for consumers wanting their questions answered about insurance (quicker than a bigger sub where you have to wait to trend to be noticed), and P&C and L&H agents/brokers wanting to answer consumers' questions while sharing useful content in addition to asking and answering agents questions about the business. Vendors and uplines (FMO, …The Best Car Insurance Companies of 2024. USAA holds the top spot for best car insurance company, with American Family close behind at No. 2. State Farm is No. 3, while Geico and Nationwide tied ...Find out how to get the cheapest auto insurance by choosing the right type of insurance and getting great discounts inside. Taking advantage of discounts, paying your bill on time,... First, get AAA Roadside Assistance, because you should have that anyway. Then, call your local AAA office, and ask them to find the cheapest insurance company for you. After you approve, they'll sign you up and everything. If your rates go up, call AAA again, and they'll switch you to someone who's cheaper. 2. This insurance subreddit is for consumers wanting their questions answered about insurance (quicker than a bigger sub where you have to wait to trend to be noticed), and P&C and L&H agents/brokers wanting to answer consumers' questions while sharing useful content in addition to asking and answering agents questions about the business.knocks on wood. However I changed insurance and went through costco after buying a new car. It was the cheapest by 200$ a month for a 2 car, 3 person policy, including my 21 year old brother. Edit to add: if you want that costco cash card, you need to remember to tell the agent the code when you set up your policy. When I was shopping around State Farm gave me the best quote. $150/month. I was on Progressive for several years before I got my Tesla and switched to State Farm with bundled home because Progressive was going to up my 6 month rate about $250 for a 2020 Model 3 SR+. I pay about $110/mo with State Farm. Damn $3k.

Auto insurance is moving from a vibrant capitalist marketplace with lots of competition, towards something akin to cable company "competition". ... aiming to bring Reddit's attention to the significance of our concerns regarding the recently implemented API changes. r/AskCarSales will remain private Sunday, 06/11 through Wednesday, 06/14 r ...

Costco insurance program is the cheapest for sure, they go through American Family Insurance. I’m paying under $90/month for max coverage on a newer sports car with a $1000 deductible. Includes towing and rental car as well. Their price was half of every other company. Reply reply.Are you tired of repetitive tasks that take up valuable time on your PC? Do you find yourself clicking the same buttons over and over again? If so, then it’s time to discover the b...best insurance companies in the US 'Best' is certainly subjective. u/barbe_du_cou links to a JD Power rankings page (look for the 2018 U.S. Auto Insurance Study for your region. I missed it the first time). There's also a subjective difference between high net worth insurers, standard insurers, non-standard insurers and captive insurers and … Auto insurers have struggled to keep pace with elevated used-car prices, worsening frequency and severity of accidents and higher costs tied to medical claims and litigation related to accidents. The broader insurance industry has also had to grapple with the aftermath of Hurricane Ian, which slammed into southwest Florida in late September ... 5 Dec 2023 ... mine went from $480/6 months to over $2000 ! State Farm .24 Nov 2023 ... About Reddit · Advertise · Help · Blog · Careers ... car / commuter car like a Vauxhall Insignia or something. ... Can we talk about aut...Yes that is correct you can not insurance something that you do not own. So unless you were married you would not be able to be on the same policy. Some companies require you get the QHC letter at every renewal some only need it once. As per the QHC letter some companies make it more difficult than others.

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Auto. I’ve seen a lot of confusion/questions on this sub regarding car insurance. I work for an insurance company and just wanted to share my knowledge with you all. I hope this helps. Let me know if you want any clarifications or additions. Types of Coverage. Your auto policy is broken down into different coverage types. Some out of the box suggestions are to: 1) get more insurance, getting a really barebones renters insurance will likely save 8-20% off your auto insurance and more than pay for itself. 2) Change your family relationships, get married, get on a parents plan to try to get the multicar discount. 3) Get another vehicle, a real clunker that you ...Your insurance is high because the death rate from motor vehicle collisions is the highest for 16-26 years of age. A lot of first time drivers are also driving newer vehicles. They aren't cheap to repair anymore. The best way to lower your costs is to buy an older used 4 door vehicle and drive it clean for a few years.Having shopped for auto insurance recently, I can attest that at least the following companies do online quotes (listed in no particular order.) None of them take very long to fill out. Esurance. Progressive. Geico. State Farm. Travelers. Liberty Mutual. Root.If you find yourself in need of auto collision repairs, it’s important to find a reputable and reliable auto collision shop near you. With so many options available, it can be over...A chip or a crack in your car window is a quick way to ruin your day. When it’s time to have an auto window repaired, learn about your options and shop around to get the best price...Regular Auto Insurance after DUI. Really felt like I was moving forward and then I got hit with this bill and went spiraling... My DUI included an accident so my insurance found out about both all at once. I just got my first bill from State Farm post-DUI and it is literally quadruple what it normally is. This does not include my SR22 that is ...And they said the company expects rates to climb 5% to 6% per policy year going forward. However, in 2017, our fictitious cat cost an average of $52 per month to insure. In 2021, establishing ... ….

Some others to consider as well: All State, Geico, State Farm. Your best bet is to talk to an insurance professional. It may seem more expensive, but in the end if the person/team works for a reputable company you should be getting the right coverage. Of course the more you know the better off you'll be in the end. If you have had your license for less than a year and your home address is in NYC, then you are going to pay out the ass. When I first got my license and car in NYC I paid around $450/month for the bare minimum liability insurance on my $3500 car. I was in my 30s with a great credit score and had 15 years of driving experience in my home ...6 Oct 2023 ... Road tax being annual with a slight premium for monthly payments is annoying - I think the base charge should be set per month. However, it ... Costco insurance program is the cheapest for sure, they go through American Family Insurance. I’m paying under $90/month for max coverage on a newer sports car with a $1000 deductible. Includes towing and rental car as well. Their price was half of every other company. Reply reply. Having shopped for auto insurance recently, I can attest that at least the following companies do online quotes (listed in no particular order.) None of them take very long to fill out. Esurance. Progressive. Geico. State Farm. Travelers. Liberty Mutual. Root.Avoid State,Aviva and Wawanessa. Belair forever. No issues and have had two car claims and a house claim. I’m told by personal injury lawyer friends that Aviva and State Farm are the worst. I’m told by insurance defence lawyer friends that Aviva is the worst for home insurance, too.Geico, Progressive, NJ Cure, NJM, Allstate, State Farm, etc. Just one caveat, ALWAYS compare coverage limits and ALWAYS carry $100,000 in property damage liability. State minimum is $15k or $25k. If heaven forbid you total someone’s new Mercedes you’re in a world of financial shit if you don’t have enough coverage.🤓 Nerdy Tip. Did your premium go up? You're not alone. The best car insurance companies are often among the cheapest, so compare quotes from a few of our top picks … Reddit auto insurance, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]