Capital one venture x reddit

The only other alternative I can think of would be the BILT card and the venture x, assuming you pay rent. Getting that 3x back on dinning and rent could be better than paying the annual fee for the gold (credits aside) for 4x back for the dining and groceries provided that the BILT card is $0 af. 3. malllekeaao.

Just a side note- I didn’t receive anything from capital one stating that my referral worked or anything….i think it would have been easier being patient and waiting for the bonus had I received an email just acknowledging that I had referred someone and that my bonus may take a few weeks…as it was, I didn’t know if I would get it or not.Just a side note- I didn’t receive anything from capital one stating that my referral worked or anything….i think it would have been easier being patient and waiting for the bonus had I received an email just acknowledging that I had referred someone and that my bonus may take a few weeks…as it was, I didn’t know if I would get it or not.I'm currently looking at Capital One Venture X and Chase Sapphire Reserve in part because visa is more widely accepted than something like AMEX, but am not sure which one to go with. They seem to have similar-ish benefits and the difference of $155 could easily be justified for me by better perks (eg. more established lounge network, more ...I think the Capital One venture X might be a temporary loss leader. Discussion. Think about it - $300 travel credit every year and 10k anniversary miles - they're losing money compared to the annual fee. It really reminds me of when the CSR came out in like 2016 - it was an amazing deal. Chase took a loss on it and in …Feb 18, 2567 BE ... The VX has Trip Cancellation and Interruption insurance as a benefit from being a Visa Infinite card. The link to the Visa Infinite guide to ...I previously applied for the Venture in August of 2020 and held the card until the the middle of 2021. From my understanding, I should be eligible for the Venture X bonus of 75k bonus miles based on this article . I just want to confirm and see if anyone has additional insight. I really don’t want to apply if I’m not eligible for the bonus. 2.

Oct 16, 2566 BE ... Hi, I applied for and received C1 Venture card. Now I am thinking I would have been better served with a VX. How long before I can apply for ...The Venture X is one of the easier annual fee cards to justify because of the travel credit and anniversary points. If you fully value these, then the Venture X is a great option. …Refundable booking, cancel it after the $300 credit posts. Then use the $300 however you want. Or if you don't want to risk a clawback you can purchase a ticket and get travel credit back for it. Preferably from an airline that doest have credit that expires.Sep 14, 2023 · The Capital One Venture X Rewards Credit Card launch in November 2021 represented one of the most exciting credit cards to come around in a long time.. As Capital One's flagship card, the Venture X is an addition to the world of premium travel rewards cards, taking on incumbent players like The Platinum Card® from American Express and Chase Sapphire Reserve. About 780 scores. 8 credit cards total (0 closed) 2/24. 4 hard inquires in last 4 years (2 mortgage, 2 credit cards) no negative marks. $164k income. Update: I received an email this morning 3/16 saying I was approved with a $30k limit. Sort by:That said, if you travel the card is pretty easy to get reasonable value from: There's a $300 yearly credit for the Capital One travel portal, and they do have a price match feature that can help if their pricing is out of line with other websites. It also works for flights, and those are usually priced the same as direct with the airlines.Capital One Venture X delivery time data points. It looks like some cards are being expedited and others are not. According to the account rep, if you were instantly approved, then your card should have been expedited via FedEx or UPS. But if your card was not approved instantly, either because you had to submit additional documents or whatever ...

Sort by: SpaethCo. • 2 yr. ago. Venture X has better terms on the 2 coverages that most people are likely to use: trip delay (6 hours vs the CSP's 12 hours) and rental CDW coverage ($75k limit vs the CSP's vague "Actual Cash Value" limit). Baggage delay on the CSP is secondary - you have to file with the airline first.DP: Capital One Venture X -- Approved! Data Point. Tried pre-approval tool twice through referral link -- once before thawing credit, once after thawing credit (TransUnion, Equifax); denied both times. Applied anyway, instant approval @ $20k CL. Application.In terms of actual Priority Pass lounges all three have the same access. Where they differ is: CSR's Priority Pass includes restaurants and other non-lounge experiences. Amex Platinum's has some non-lounge experiences (practically no restaurants) Venture X's is Priority Pass lounges only. Unless you frequently fly through an … It seems better than the Amex BCE as a no-AF option since it also covers dining and the cash back can be transferred to Cap One miles to be used with Venture X. I'd use it for grocery and dining, and maybe get the Custom Cash to cover gas. My other two options are 1) to stick with paying $95/year to earn 6% with Amex BCP or 2) to use Citi ... I am thinking of getting Venture X card, I currently have Venture for which I pay 95$/year. I have an option to upgrade my existing Venture to Venture X but I won't get the 75K sign …

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Capital One Venture X Approval Odds. Help Needed. Current Cards: Wells Fargo College Cash Back Card: 1900 Limit, opened April 2021. Capital One SavorOne: 5500 Limit, opened December 2021. Wells Fargo Active Cash Back: 4000 Limit, opened July 2022. Authorized User on BofA Travel Rewards card: 30,000 Limit, opened 1997 (parent’s credit card ...Yet shares (Bumble’s stock price has fallen from about $75 to about $11 since its I.P.O.) and user growth have fallen, so the apps have more aggressively rolled out new …Venture X losing Priority Pass restaurants. Looks like Capital One is starting to cut benefits on Venture X. Per the official website, no non-lounge experiences will be part of the Venture X program, effective 1/1/23. It will likely be similar to Amex PP.Oldest credit card account age with you as primary name on the account: 1.3 years. Number of personal credit cards approved for in the past 24 months: 1 Annual income: $200k I am ~1.5 years out of school and have only used the Chase Freedom Unlimited for ~1.3 years, and I have also been an authorized user on another card for ~5 years.I bought a hotel using the travel credit in the portal in late September and I still haven't received the credit. They told me the same, that I have to wait up to two billing cycles. 1. PHL1365. •. I received my card on 7/31 and booked a short hotel stay on 8/1. I received the travel credit on 8/8. As it turns out, my travel plans have ...

Income: $107,120. Rent: $2070. Monthly Credit Card Spend I put $2,500 (just kind of guessed, maybe little high) Did not fill out other two optional options. 7 open cards and 1 closed card. 2/6 , 2/12, 5/24. Limits are around $84k across all …The AmEx Gold should be used as part of a travel rewards setup, whereas the SavorOne should be used as part of a cashback setup. The AmEx Gold should not be thought of as a "4% cashback" card. That overvalues MRs if one is using MRs for cashback, and undervalues MRs used for travel redemptions. As for the SavorOne's relative lack of …Refundable booking, cancel it after the $300 credit posts. Then use the $300 however you want. Or if you don't want to risk a clawback you can purchase a ticket and get travel credit back for it. Preferably from an airline that doest have credit that expires.Starting a bed and breakfast (B&B) can be an exciting venture for entrepreneurs looking to capitalize on the growing tourism industry. The executive summary is the first section of...If yes, get the VX and use that (insurance, potential statement credit). If no, get the SavorOne first. Definitely savor one. If you have venture card you already have access to the travel partners. I would definitely go with the Venture X. For dinning I like the Freedom Flex or Sapphire.New comments cannot be posted and votes cannot be cast. Doubtful due to the bonus. The retention is built in. The card launched a year ago, though, and I’m sure they want their members to keep growing so who knows. It's highly speculated that the Ventura x is acting as a loss leader to rebrand capital one's image.Priority Pass), and their own Capital One lounges (only a couple right now). Depending on the airports/airlines one uses, the Plat. may have no advantage. Additionally, with the Venture X, authorized user cards are free and include Priority Pass, unlike Amex Plat. which charges $175 for 3 Plat. AUs to get Priority Pass.Nov 22, 2566 BE ... I want to open a better card for travel but am debating whether to stay with Chase to combine points or if the Capital one venture X card is ...Others were: CFF 35k, CFU 25k; Amex Plat, Gold. Recently CP'ed from CSR -> CFF and then applied for CSP. Chase just shuffled my lines of credit instead of giving me more. Very disappointing, especially because CFF is a Mastercard, so I cannot even move that credit to the CSP. New limits are: CFU ~20k, CSP ~19k, CFF ~21k.

4 reviews. From cardholders in the last year. Apply Now. See details, rates & fees. 6 things you need to know about the Capital One Venture X Rewards Credit Card. …

Both offer more availability direct. For our needs, we're assigning $150 value to the travel credit, bringing the net annual fee to $145 after the annual bonus. And I think the card is worth the $50 increase over the CSP. But I won't assign $300 value to the credit when I can't get a real $300 value out of it. Learn about the benefits, perks and application process of the Capital One Venture X Rewards Credit Card, a premium travel card with a 75,000-mile sign-up bonus. …London, the vibrant and bustling capital of England, is known for its rich history, iconic landmarks, and diverse cultural experiences. However, just beyond the city’s borders lies...Nov 28, 2566 BE ... Does the 10,000 mile anniversary bonus expire like the travel credit or does it last forever? Sorry if these are dumb questions, just want to ... It’s my first time booking hertz car rental through President Circle provided by Venture X. What I noticed was, The ‘Capital One Venture X Cardmember’ CDP is automatically applied when you search for car on hertz. But it doesn’t show the ‘Pay Now’ option. It only shows ‘Pay Later’ option which is usually approx $25-30/day higher. Sort by: SpaethCo. • 2 yr. ago. Venture X has better terms on the 2 coverages that most people are likely to use: trip delay (6 hours vs the CSP's 12 hours) and rental CDW coverage ($75k limit vs the CSP's vague "Actual Cash Value" limit). Baggage delay on the CSP is secondary - you have to file with the airline first.Data Point. I just got instantly approved for the Venture X today and wanted to share. Instant approval July 19, 2023 - $10k limit, 25% APRCards: Discover IT - $6.8k limit, 4.5 year old. CapitalOne SavorOne - $5k limit, 8 months old. Credit score.... equifax: 763, transunion: 763, Fico:771. Capital One Venture X delivery time data points. It looks like some cards are being expedited and others are not. According to the account rep, if you were instantly approved, then your card should have been expedited via FedEx or UPS. But if your card was not approved instantly, either because you had to submit additional documents or whatever ... The minimum credit to get approved for the Capital One Venture X card is $10,000 due to its Visa Infinite status. Although the typical credit limit approved for the Capital One Venture X card is anywhere from $15,000 to $30,000, we’ve seen approvals as high as $75,000! Usually, your credit limit is determined by your income and your ...

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Venture X losing Priority Pass restaurants. Looks like Capital One is starting to cut benefits on Venture X. Per the official website, no non-lounge experiences will be part of the Venture X program, effective 1/1/23. It will likely be similar to Amex PP. If yes, get the VX and use that (insurance, potential statement credit). If no, get the SavorOne first. Definitely savor one. If you have venture card you already have access to the travel partners. I would definitely go with the Venture X. For dinning I like the Freedom Flex or Sapphire.Starting a business can be an exciting and rewarding venture, but it often comes with a significant financial investment. However, not all businesses require a large amount of capi...AMEX Gold is perfect for those who spend a lot on dining and groceries. If you already spend 10$+ monthly on uber, then your break-even point is even lower. Venture X is a good choice for anyone who spends at least $300 a year on travel through their portal. This effectively results in a $0 annual fee.Reply. Capital One | Rewards Miles - Capital One Venture X (General Discussion) - Applications accepted beginning November 9, 2021 2 miles per dollar on all spending. Bonuses for using travel portal (Bonus miles and $300 annual credit) Priority Pass with two free guests Hertz President’s Circle status Free Authorized.Personally I’m a big fan of the Venture X since it’s a lower annual fee ($395), it’s pretty easy to recoup the cost of the card ($300 credit per year booked through the Capital One travel portal and 10,000 free points each card anniversary), and it has a solid earning rate for general spend (2x).Nov 17, 2566 BE ... Capital one is only allotted certain number of vehicles. I didn't know this until talking to the customer service rep. Checking with the ...Aug 30, 2566 BE ... It is my only Capital One card). I want to upgrade to a Venture X. I completed the pre-approval questions and it says I'm pre-approved for ...Personally I’m a big fan of the Venture X since it’s a lower annual fee ($395), it’s pretty easy to recoup the cost of the card ($300 credit per year booked through the Capital One travel portal and 10,000 free points each card anniversary), and it has a solid earning rate for general spend (2x). ….

Very normal because CapitalOne only lets you hold 2 personal C1 credit cards. You'll have to close one of the cards (I suggest closing quicksilver as you can use the reward from SaviorOne for travel) and then get the VentureX.Personally I’m a big fan of the Venture X since it’s a lower annual fee ($395), it’s pretty easy to recoup the cost of the card ($300 credit per year booked through the Capital One travel portal and 10,000 free points each card anniversary), and it has a solid earning rate for general spend (2x).Still think the card is really well-designed, but it was hard to justify for my use case if I could not transfer to partners for increased value. The best value for points is on partner airlines. It takes effort to hunt down discounted award tickets at each partner airline but they give you outsized value for your points.Just a side note- I didn’t receive anything from capital one stating that my referral worked or anything….i think it would have been easier being patient and waiting for the bonus had I received an email just acknowledging that I had referred someone and that my bonus may take a few weeks…as it was, I didn’t know if I would get it …The Capital One Venture X has an excellent rewards rate, access to airport lounges and travel credits that can make up for the $395 annual fee. The savor will give you either 3 or 4% on dining, which can be transferred to the VX for miles. If you only want one card, then the sapphire might be a better option, just because of your dining spend. 1.3M subscribers in the CreditCards community. A subreddit for discussing credit cards. Capital One Venture X Rejection. Data Point. Rejected for the Venture X. I was 2/6, 3/12, 4/24 before applying. I have 7 cards total. One previous card with Capital One (Quicksilver), and I have checking/savings accounts with them. Income 200k, employed, didn't answer any of the advance check/carry a balance questions. ~750 FICO. London, the vibrant and bustling capital of England, is known for its rich history, iconic landmarks, and diverse cultural experiences. However, just beyond the city’s borders lies... Capital one venture x reddit, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]